Retirement

How to retire stress-free

Planning your pension

You should start to tackle this topic around 10 years before your retirement. This is the moment you will determine your financial situation in the last big chapter of your life. Topics like taxes, inheritance, capital and the level of your pensions will play an important role. Your financial security and a high standard of living after the retirement should not be left to chance, every third Swiss person has a pension gap.

We offer advice on the following topics:

Coordinating the pensions from the OASI and the occupational pension fund
Calculating the change in income and expenses in the event of death of the spouse
Advising on and demonstrating the difference between a lump-sum withdrawal or a pension from the pension fund
Calculating wealth development
Determining the affordability of the remaining mortgage after retirement
Calculating tax burden after retirement
Organising and implementing business succession

During your personal consultation you will receive answers to the following questions:

Should I reduce my mortgage before retirement?
Can I afford to retire early?
How will my tax burden change in case of a lump-sum withdrawal or a pension from the pension fund?
What happens to my capital in the event of care dependency?
What role plays the civil status in retirement?
Should I acquire housing property shortly before my retirement?