Insurance & Risk Analysis
Comprehensive insurance cover for your company – from general liability to cyber risks, independent and tailor-made.
Why independent insurance advice?
Many companies are either over-insured – paying too much – or under-insured without knowing it. Traditional insurance brokers often sell their own company's products, not the best solution for you.
We work as independent insurance fiduciaries: we analyse your risks, compare the market and recommend only what you truly need. No own products, no hidden commissions – exclusively in your interest.
From general liability to occupational pension provision (BVG) to cyber insurance: we make sure your company and your employees are optimally protected.
Your benefits at a glance
100% independent
No proprietary products – we only recommend what makes sense for your company.
Premium optimisation
Market comparison and renegotiation – for better terms with the same or better cover.
Comprehensive coverage
Systematic risk analysis uncovers gaps before a claim occurs.
BVG optimisation
Comparison and optimisation of your pension fund solution – for satisfied employees and lower costs.
Dedicated contact person
One expert for all insurance matters – at your side in the event of a claim, too.
Ongoing support
Annual review and adjustment – so your cover always stays up to date.
Our services in detail
Risk analysis & inventory
We systematically record all relevant risks of your company – from business interruption and liability to property damage, cyber risks and key-person risks.
On this basis we assess your existing insurance cover and identify gaps, overlaps and savings potential.
General liability & property insurance
General liability insurance protects your company from third-party damage claims. We ensure that coverage amounts, deductibles and exclusions are optimally aligned with your risk profile.
In addition, we review your property insurance (buildings, inventory, goods) and ensure comprehensive protection of your business assets.
Occupational pension provision (BVG)
The pension fund is often one of the biggest cost factors for SMEs. We compare offers from various collective and joint foundations and find the solution with the best balance of benefits, cost and security.
We also factor in the tax implications and the satisfaction of your employees.
Cyber insurance & special risks
Cyber attacks, data loss and IT outages can be existentially threatening. We analyse your digital risk exposure and recommend suitable cyber insurance solutions.
We also advise you on special risks such as legal protection, transport insurance, surety insurance and D&O insurance (directors' and officers' liability).
Avoiding common mistakes
These are the mistakes we see most often in practice
Never reviewing insurance policies
Policies taken out years ago often no longer fit the current business situation – new risks remain uncovered.
Focusing only on price
The cheapest premium is worthless if key benefits are excluded when a claim occurs.
Not comparing BVG contracts regularly
Differences in administrative costs, conversion rates and risk contributions can amount to thousands of francs per year.
Underestimating cyber risks
A successful cyber attack can existentially threaten SMEs – through data loss, business interruption and reputational damage.
Checklist: your next steps
What you can do concretely
Frequently asked questions about Insurance & Risk Analysis
Answers to the most important questions
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Let's talk
Arrange a non-binding initial consultation and find out how we can support your company.