Insurance Analysis & Optimisation
We analyse your insurance coverage, identify gaps and savings potential – and support you long-term as your insurance trustee.
Your insurance coverage under the microscope
A professional insurance analysis is the first step towards optimal protection. We take a close look at all your existing policies: Which risks are covered? Where are the gaps? Where are you paying for benefits you don't need?
Based on the analysis, we develop concrete optimisation measures. The goal: maximum protection at minimum cost. Our clients typically save 15-30% on premiums – with the same or better coverage.
On request, we also take over the ongoing management of your insurance policies as your insurance trustee. That way your coverage always stays up to date – without you having to worry about it yourself.
Your benefits at a glance
Comprehensive analysis
We check all your insurance policies: coverage, premiums, terms, deductibles – nothing is overlooked.
Uncovering savings potential
Through market comparisons and negotiations we identify concrete savings opportunities on your premiums.
Closing gaps
We identify coverage gaps and recommend targeted measures for seamless protection.
Clear action plan
You receive an easy-to-understand report with prioritised recommendations.
15-30% premium savings
Most clients save significantly on premiums – with the same or better coverage.
Optional trustee support
On request, we take over ongoing management as your personal insurance trustee.
In-depth knowledge
How the insurance analysis works
In the first step, we collect all your existing policies. This is very simple: you send us the documents by email or upload them to our portal. We then record all contracts in our analysis system.
We then review each individual contract: Are the coverage amounts appropriate? Is the price-performance ratio right? Are there better alternatives on the market? At the same time, we look at the overall picture: are there overlaps or gaps between the policies?
The result is a clear analysis report with concrete recommendations. We discuss the results with you in person and answer all your questions.
Premium optimisation: more protection for less money
Many policyholders pay too much – often without knowing it. Premiums creep up while cheaper offers are available on the market. Or additional coverage was taken out that is no longer needed.
Our premium optimisation addresses exactly this: we compare your current terms with the market and identify concrete savings potential. If needed, we negotiate directly with insurers or support you in switching to a cheaper provider.
We always keep the balance in mind: saving is good, but not at the expense of protection. We only recommend optimisations that maintain your coverage – often even improve it.
Insurance trusteeship: ongoing support
The analysis and optimisation is the starting point. But insurance is not a one-off matter: your life changes, and your insurance coverage should adapt with it.
As your insurance trustee, we take over the ongoing management of your policies. This means: we monitor deadlines and cancellation dates, inform you of premium changes, adjust coverage when your life circumstances change, and stand by you in the event of a claim.
The big advantage: you have a fixed contact person who knows your situation. No anonymous hotlines, no changing advisors. We are committed exclusively to you – not to the insurance companies.
Transparent compensation & strong partners
We discuss compensation with you in advance: depending on the situation, we work either on a fee basis or on a commission basis – we decide together what suits you best. This transparency builds trust and avoids surprises.
Through our cooperation with several renowned product partners, we have access to a broad market offering. This allows us to find the best terms for you – whether it's about health insurance, retirement provision, or property insurance.
Our goal is clear: the optimal solution for your situation. No sales targets, no hidden interests – just advice geared to your needs.
Avoid common mistakes
These are the mistakes we see most often in practice
Never reviewing your insurance
Premiums rise unnoticed, coverage no longer matches your life situation, and savings potential goes unused.
Only looking at the price
Cheap policies often have worse terms – which comes back to bite you in the event of a claim.
Overlooking double insurance
Insuring the same risk multiple times means unnecessary costs with no added value.
Not reporting life changes
Marriage, children, buying a house – without adjusting your policies, dangerous coverage gaps arise.
Frequently asked questions about Insurance Analysis & Optimisation
Answers to the most important questions
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We review your policies and uncover gaps or double insurance.
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