Advance Care Directive & Living Will
Preserving self-determination – even when you can no longer decide for yourself
Why an advance care directive and living will matter
An accident, a stroke, or dementia can leave you unable to make your own decisions. Without advance care documents, the KESB (Child and Adult Protection Authority) then decides – possibly not in your interest.
The advance care directive (Vorsorgeauftrag) sets out who takes over your affairs in the event of incapacity: personal care, asset management, and representation before authorities. The living will (Patientenverfügung) specifically addresses medical treatment and end-of-life decisions.
Both documents are an expression of your self-determination. You decide today what should happen if you can no longer decide for yourself tomorrow. This gives you and your relatives security and avoids stressful conflicts in difficult situations.
Why an advance care directive matters
Secure your self-determination
You decide who cares for and represents you – not an authority that doesn't know you.
Appoint trusted people
Name people you trust for different tasks: finances, health, personal care.
Relieve your family
Your family knows what you want. This spares them the heavy burden of decision-making in crisis situations.
Avoid a KESB-appointed deputy
Without an advance care directive, the KESB can appoint an unfamiliar deputy. With an advance care directive, you decide yourself.
Set out medical wishes
Record which treatments you want or refuse – including end-of-life decisions.
Create legal certainty
Your trusted people can act with clear powers of attorney, without dealing with authorities and uncertainty.
In-depth knowledge
The advance care directive: comprehensive representation
The advance care directive (Art. 360 ff. Swiss Civil Code) is a document with which you authorize one or more people to act for you in the event of incapacity. It can cover three areas:
Personal care: - Decisions about living arrangements (home care, nursing home, etc.) - Organizing care and support - Managing personal correspondence - Social contacts and daily life
Asset management: - Managing bank accounts and securities - Paying bills and ongoing costs - Managing real estate - Tax returns and dealings with authorities
Representation in legal matters: - Entering into contracts (rental agreements, insurance, etc.) - Representation before authorities and offices - Conducting legal proceedings before courts
You can appoint different people for each area (e.g. your spouse for personal care, an adult child for asset management).
The living will: medical self-determination
The living will (Art. 370 ff. Swiss Civil Code) specifically governs medical treatment. You can specify:
Treatment preferences: - Which medical measures do you want? - Which treatments do you refuse? - Pain management and palliative care - Artificial nutrition and ventilation
End-of-life decisions: - Resuscitation: yes or no? - Life-prolonging measures in a hopeless prognosis - Intensive care treatment - Organ donation
Healthcare proxy: You can name a person who makes medical decisions for you in cases of doubt. This person interprets your living will and decides in unforeseen situations.
Important: the living will is binding on doctors and nursing staff. They must respect your wishes, even if they would act differently themselves.
Formal requirements: what to keep in mind
Both documents have formal requirements that must be strictly observed:
Advance care directive: 1. Entirely handwritten, dated, and signed (like a will) OR 2. Publicly notarized (before a notary)
Recommendation: for complex situations (larger assets, real estate, businesses), notarization is preferable. It offers more legal certainty.
Living will: - In writing (can also be typed on a computer) - Dated and signed - No notarization required
Important for both documents: - Review regularly (every 2-3 years) - In case of changes: create a new document, destroy the old one - Keep it in a findable location - Inform trusted people where the documents are kept - Deposit a copy with your family doctor (for the living will)
Who is suitable as an agent?
Choosing the right person is crucial. The following considerations help:
Basic requirements: - Of legal age and capable of judgment - Willing to take on the task (be sure to ask beforehand!) - Trustworthy and reliable - Accessible and available
For personal care: - A person who knows you well and shares your values - Often: spouse, adult children, close friends - Emotional closeness is important
For asset management: - A person with financial and administrative skills - Can also be a trustee or lawyer - Integrity and diligence are crucial
For medical decisions: - A person who knows your end-of-life wishes - Willing to make difficult decisions as well - Emotionally stable enough for crisis situations
Substitute agents: Always name substitute agents in case your first choice is unavailable (death, illness, prevention). Without a substitute, the KESB steps in again.
Deposit and registration
To ensure the advance care directive and living will are found when needed, the following steps make sense:
Depositing the advance care directive: - With a notary (if notarized) - With the civil registry office (on request) - With the appointed agent - In a safe deposit box (with information given to trusted people)
Registering with the civil registry office: You can have the civil registry office record THAT you have created an advance care directive and WHERE it is located. If incapacity occurs, the KESB will inquire there.
Note on the insurance card: The living will can be noted on the insurance card. In an emergency, doctors can check whether a living will exists.
Additional recommendations: - Copies to all appointed agents - A copy with your family doctor - A note card in your wallet ("I have a living will, it's kept at...") - A digital copy (e.g. in a family cloud folder)
Avoid common mistakes
These are the mistakes we see most often in practice
No documents created
Without an advance care directive, the KESB decides who cares for you. That could be an unfamiliar, paid deputy – against your will.
Formal errors in the advance care directive
An advance care directive that isn't entirely handwritten (or notarized) is invalid. All the effort was wasted.
Agents not asked in advance
If you appoint someone without asking beforehand, that person can refuse when it matters. Then the KESB steps in after all.
No substitute agents named
If the appointed agent is unavailable (death, illness), there's no plan B. The KESB takes over.
Documents can't be found
The best advance care directive is useless if nobody finds it. Without registration or notification, it remains ineffective.
Living will worded too vaguely
Vague wording like 'no pointless treatments' doesn't help doctors. Be specific about your wishes.
Checklist: your next steps
What you can do right now
Frequently asked questions about Advance Care Directive & Living Will
Answers to the most important questions
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