Profinder — Ganzheitliche Finanzberatung Schweiz

Insurance & Protection

All-round protection for your family

As a family, you carry responsibility. With the right coverage, you protect your loved ones from financial risks – for a worry-free family life.

Why family protection matters so much

As parents, you're the financial anchor of your family. What happens if that anchor suddenly disappears?

Your kids depend on you financially. What happens if you're out of the picture?

In case of illness or death, the mortgage still needs to be paid – can your family manage that?

Protect your partner from financial hardship in an emergency.

Secure your family's standard of living even in unexpected situations.

We review your situation and show you how to be optimally protected.

What many families get wrong:

"We're still young, there's time."

Premiums are cheapest right now. The earlier you get covered, the cheaper it gets.

"Only the main earner needs insurance."

Wrong! Your partner needs coverage too – childcare costs a lot of money.

"Our policies surely overlap already."

There are often gaps OR double coverage. Both cost you unnecessary money.

"We sorted that out with our first child."

Life situations change – second child, buying a home, job change. Coverage needs to be adjusted.

We help you avoid these mistakes – and stay optimally protected.

The most important insurances for families

Not everything is equally important. Here's the overview:

Important

Personal liability

Family policy covering everyone – including kids. Protection against rental damage worldwide.

Important

Supplementary health insurance

Better coverage for the whole family – dental care for kids, alternative medicine, glasses.

If needed

Disability insurance

Replaces your income during longer illness or accident – 80% income replacement.

Important

Life insurance

Protects your family financially in case of your death – mortgage, income and children's education secured.

Important

Household contents insurance

Protects your belongings from fire, water and burglary – including children's equipment.

Recommended

Legal protection insurance

Support in legal disputes – employment law, tenancy law, family law.

We analyze your situation and show you what you really need.

How your family check works

Four simple steps to optimal family protection.

1

Inventory

We analyze your current insurance situation and identify gaps.

2

Needs analysis

Based on your family situation, we calculate the optimal coverage.

3

Solution concept

We develop a tailored insurance package for your family.

4

Implementation & support

We take care of everything – from application to ongoing optimization.

What you'll know after the check

You'll have clarity on:

Which insurances your family really needs

Where you're currently over- or under-insured

How much you can save on premiums

How to optimally protect your children

In short: you know exactly what to do – without unnecessary costs.

Frequently asked questions about family protection

Start your family check now

Free and non-binding – get clarity in 30 minutes.

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Tell us what you need

✓ Free initial consultation✓ Independent & transparent✓ 15+ years of experience